New to senior care planning? Seabury Care Management’s introductory webinar helps you understand the basics of pricing, care levels, and planning strategies – giving you the foundation to start making informed decisions for yourself or your loved one.
Are You Asking These Questions About Senior Care?
- “How much does assisted living cost in Washington, DC?”
- “Is it cheaper for mom to stay at home with a caregiver?”
- “What’s the difference between assisted living and memory care pricing?”
- “How do I pay for long-term care without going broke?”
- “Should my parent move to assisted living or stay at home?”
- “How does Medicaid work for nursing home care?”
- “Can I protect my assets and still qualify for Medicaid?”
- “What’s the Medicaid look-back period and how does it affect me?”
You’re not alone
– and this is the perfect place to start. These are exactly the questions Seabury Resources for Aging® hears from families throughout the Washington, DC metro area every day. After serving over 6,000 families annually for more than 100 years, our Care Management experts know that understanding the basics early prevents crisis decisions later.
This beginner’s guide gives you the foundation to start having informed conversations about your family’s future care needs.
DC Area Senior Living Costs: Where to Start Your Research
The cost of senior care in the DC region varies dramatically depending on the type of care and level of service. Here are the basic price ranges families in our region should expect as a starting point for your planning:
Aging in Place at Home
- Home health aides: $32-38 per hour
- Live-in caregivers: $420-480 per day ($12,600-14,400/month
- Additional costs: Home modifications, transportation, meal delivery, housekeeping
- Best for: People who want to stay in familiar surroundings with light to moderate care needs
Assisted Living in DC Metro Area
- Large assisted living communities: $6,000-15,000/month for apartment, plus $0-4,200/month for additional care services
- Small residential care homes: $4,000-12,000/month
- Best for: People needing help with daily activities but not requiring 24/7 medical care
Memory Care Facilities
- Specialized memory care: $9,000-25,000/month
- Best for: People with dementia, Alzheimer’s, or cognitive decline requiring secure, specialized care
Continuing Care Retirement Communities (CCRCs)
- Entrance fees: $150,000-500,000
- Monthly fees: $2,500-3,500 for independent living (higher for increased care levels)
- Best for: Planning ahead for multiple levels of care in one location
Nursing Homes
- 24-hour skilled nursing: $10,000-25,000/month
- Best for: People requiring round-the-clock medical care and supervision
Getting Started: Your First Steps in Senior Living Planning
Before diving into specific communities or care options, you need to understand the fundamentals. Here’s where to begin your planning process:
Step 1: Assess Care Needs Honestly
Most families underestimate how quickly care needs can change. Consider not just current abilities, but what might be needed in 2-5 years. Can your loved one:
- Manage medications safely?
- Prepare meals and maintain nutrition?
- Handle housekeeping and home maintenance?
- Drive or arrange transportation?
- Manage finances and avoid scams?
Step 2: Calculate the True Cost of Each Option
Staying at home isn’t always cheaper. Factor in:
- Caregiver costs (often 40-60 hours per week minimum)
- Home modifications for safety
- Transportation services
- Meal delivery
- Social activities to prevent isolation
- Emergency response systems
Assisted living might cost less than you think when you include all services:
- Meals, housekeeping, and laundry
- Transportation to appointments
- Social activities and wellness programs
- 24/7 emergency response
- Care coordination
Step 3: Research Before You Need It
Don’t wait for a fall, hospitalization, or crisis to start looking. Quality communities often have waiting lists, and making decisions under pressure leads to poor outcomes.
Introduction to Medicaid Planning for Long-Term Care
This is one area where families definitely need professional guidance, but it’s important to understand the basics first. Medicaid can help cover long-term care costs, but qualification requires meeting strict requirements that vary by situation.
Basic concepts to understand:
- Countable resource limits: Resources that “count” against Medicaid eligibility
- Income considerations: Different rules for different care settings
- Look-back period: Medicaid reviews financial transactions from the past 5 years
- Planning timeline: Some strategies require years of advance planning
- Professional guidance: Complex rules mean you need specialized legal and financial advice
The webinar covers these basics so you can have more informed conversations with elder law attorneys about your specific situation.
What Families Say About Working with Seabury
“We didn’t know what we didn’t know.”
This is what we hear from families who are overwhelmed by senior care decisions. That’s where our professional care managers step in, often working alongside legal and financial professionals to ensure all aspects are covered.
What makes our approach different:
- 100+ years serving the DC region
- Certified Aging Life Care Managers (not salespeople) guiding care decisions
- Collaborative relationships with other professionals for complex situations
- No financial stake in where you choose to live
- Sliding fee scale available for families who need financial assistance
- One-time consultations or ongoing care management relationships
Start Your Learning Journey: Beginner’s Webinar + Essential Resources
This introductory two-part webinar is designed for families who are just beginning to think about long-term care planning:
Part 1 – Care Planning Basics with Seabury Experts:
- Introduction to different types of senior care
- Basic cost ranges and what factors affect pricing
- Initial questions to consider about your family’s situation
- Warning signs that it might be time to start planning
- Overview of what professional care management involves
Part 2 – Medicaid Planning Fundamentals with Elder Disability Law Center Attorneys:
- Introduction to how Medicaid works for long-term care
- Basic qualification requirements and asset limits
- Overview of strategic planning concepts
- Common planning mistakes to avoid early in the process
- When and why you might need specialized legal guidance
This webinar gives you the foundation to have more informed conversations with care managers, attorneys, and your family about next steps.
Plus, download our Care Management Senior Living Options Cost Comparison Guide, – a beginner-friendly resource with basic pricing information, starter checklists, and initial decision-making tools to help you organize your thoughts before speaking with professionals.
Ready to Take the Next Step?
This webinar and guide are just the beginning of your long-term care planning journey. Once you understand the basics, the next step is getting personalized guidance for your specific situation.
Feeling ready to dig deeper? Seabury’s Care Management team provides one-on-one consultations to help you move from general knowledge to a specific plan tailored to your family’s needs, budget, and preferences.
Contact Seabury Care Management for your personalized consultation:
- Phone: (202) 364-0020
- Email: cminfo@seaburyresources.org
- Website: www.SeaburyResources.org/CareManagement
We serve families throughout Washington, DC, Montgomery County, MD, Prince George’s County, MD, and Northern Virginia.
Start with the basics, then get the personalized guidance you need to make confident decisions.
























